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Above and behind them a fire is blazing at a distance, and between the fire and the prisoners there is a raised way; and you will see, if you look, a low wall built along the way, like the screen which marionette players have in front of them, over which they show the puppets. These individuals accept, as truth and reality, the only thing they have been able to perceive throughout their lives; the shadows.


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The global coronavirus pandemic has fundamentally changed how we live, how we work, and the world that we live in.

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Mortgage rates have been no different. HousingWire reported that United Wholesale Mortgage was rolling out year fixed rate mortgages at an all-time low of 1.

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This is in addition to the fact that July of had the highest rate of home sales since With interest rates being at an all time low, the effect on lenders has been nothing short of mayhem—and as consumers are furiously applying for mortgages or refinancing to take advantage of rates— lenders everywhere have been overwhelmed with the onslaught—and the risk. For many lenders, leaving loans on the table—and losing out on possible profits have been the path for many.

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Others have considered raising their rates in order to mitigate the endless stream of paperwork—but put themselves in high risk of being uncompetitive in a volatile market. But what is a lender to milf dating in thurmond And how does a lender effectively deal with a market that seems to be changing every minute? We take a closer look at the top three things all lenders should do to combat the deluge of mortgage and refinancing applications, how to protect themselves from bad underwriting, and how to take advantage of the market so that they come on top.

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As everyone knows, completing verifications often feel like pulling teeth. The process is time-consuming, difficult to manage, and takes your focus away from the things that matter.

Outsourcing to an outside source is a smart step to take—particularly in times where your team is inundated with requests. Since the beginning of the COVID pandemic, our no-provider completion rate has seen a 77 percent increase—from 45 percent completed to 85 percent completed.

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Simply put, outsourcing is a smart financial move. Focusing on quality over quantity is the single most important thing a lender could do right now. The milf dating in thurmond to being selective is all about timing—and automatic gating.

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By doing so you can be sure to maximize yield and take advantage of the windfall of applications while ensuring that loans close on time. Some key things lenders should look out for include:.

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Lastly, when the news changes so rapidly—knowing what to do and how to keep informed feels impossible. Request a demo to learn more about Truework, the best in class employment and income verification service.

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Outsource your verifications As everyone knows, completing verifications often feel like pulling teeth. Wells Fargo has taken a similar route, requiring borrowers to have a minimum credit score of Be sure to set minimums not only as protection, but as more proof that your borrower is capable of paying back their loan. Keep yourself informed Lastly, when the news changes so rapidly—knowing what to do and how to keep informed feels impossible.

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Especially in times that are particularly volatile, the MBA Weekly Applications Survey is a great resource to keep on top of what is going on. Learn More About Truework Request a demo to learn more about Truework, the best in class employment and income verification service.

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Request Demo.